☝️
📱

Open in your browser to download

Instagram's built-in browser can't open the App Store. Tap the menu to open in Safari — it only takes a second.

1
Tap the ⋯ three dots in the top-right corner
2
Choose "Open in external browser"
3
Tap Download Free to get Provision
🇲🇾 🇸🇬 🇹🇭 🇮🇩 🇵🇭 🇻🇳  ·  Southeast Asia

The financial toolkit
that does the maths
as you type

30+ calculators — loans, EPF, compound interest, income tax, retirement. Live results. No account. No nonsense.

Download Free See what's inside ↓
30+
Calculators
6
Region packs
0
Account needed
Provision app showing compound interest chart
Final balance RM 113,669
EPF at 55 RM 806,917
Live result updates as you type
Home Loan Retirement Fund Compound Interest Income Tax LHDN Financial Independence CPF Contribution Emergency Fund Retirement Planner Net Worth Gold & Land Units Budget Guidelines ROI Calculator Savings Goal Buy vs Rent Debt-to-Income Home Loan Retirement Fund Compound Interest Income Tax LHDN Financial Independence CPF Contribution Emergency Fund Retirement Planner Net Worth Gold & Land Units Budget Guidelines ROI Calculator Savings Goal Buy vs Rent Debt-to-Income
Home screen
Compound interest chart
Goals screen
Plans screen
Convert screen
EPF projection
Home screen
Compound interest chart
Goals screen
Plans screen
Convert screen
EPF projection

What's inside

Built for people who actually want answers

Live calculators

Results the moment you start typing

No Calculate button. Every keystroke updates the headline. Ask "what if I add RM 50,000 more?" and see the answer before you finish the thought.

Loan amountRM 450,000
Interest rate4.00%
Tenure30 years
Monthly repayment RM 2,148
Updates as you type
Goals screen with progress bars

Guided plans

Steps matched to your situation

Just started earning, getting married, family with children, pre-retirement — each plan tells you why, not just what.

Just started earning Getting married Family Pre-retirement

Goals

Track progress toward real numbers

Save a target from any calculation and watch the bar move. Created from a result — not a number you type in twice.

Emergency Fund62%
Savings Goal82%
🇲🇾🇸🇬🇹🇭🇮🇩🇵🇭🇻🇳

Region packs

The numbers that actually apply to you

Six countries, each with its own currency, income-tax bands and statutory retirement scheme — EPF and LHDN for Malaysia, age-banded CPF for Singapore, and the equivalents across Thailand, Indonesia, the Philippines and Vietnam. Every pack is dated and links to the authority it came from.

EPF dividend (KWSP)6.15%
EPF employee contribution11%
CPF contribution (age 35–45)37%

Privacy first

Everything stays on your device

No account, no sign-up, no cloud. Your numbers never leave this phone.

✓
No account needed, ever
✓
Face ID / passcode lock (Pro)
✓
Hide your amounts behind dots (Pro)
✓
No ads for Pro users

Every tool included

One app. Every calculator.

🏠

Loans

Home, car, personal loan and credit card. Proper amortisation, not flat interest. See the true cost before you sign.

HomeCarPersonalCredit card
📈

Savings & Investments

Compound interest, savings goal, net worth, FI number, and emergency fund — each with a chart.

Compound interestFI numberNet worth
🏦

Region: Malaysia

EPF projection with current balance, income tax (LHDN brackets), and SST. Numbers from KWSP and LHDN directly.

EPFLHDNSST
🇸🇬

Region: Singapore

CPF age-banded rates (OA/SA/MA), income tax, and a retirement projection using real CPF Board figures.

CPF OACPF SAIncome tax
🌏

Region: Southeast Asia

Thailand, Indonesia, the Philippines and Vietnam — each with its own tax bands and statutory retirement scheme. Every pack is dated and carries the source it came from.

ThailandIndonesiaPhilippinesVietnam
🔄

Converter

Length, weight, area, gold (tael, mace), temperature, fuel economy — 12 categories including local units mainstream apps skip, like the Malaysian point.

GoldAreaWeight
💰

Budget Guidelines

50/30/20, zero-based, envelope and five more — enter your income and see what each category looks like in your actual numbers.

50/30/20Zero-basedPay yourself first
🔁

Advanced Tools

ROI, Rule of 72, Buy vs Rent, Refinance, Portfolio Rebalancing, Inflation, Debt-to-Income, Time Value of Money.

ROIBuy vs RentRefinance
📊

History & Plans

Every calculation is saved. Guided Plans sequence the right tools for your life situation, with a reason for each step.

Saved historyLife plansGoals
⭐ Provision Pro

No ads, more privacy, and room for everything you keep

Every calculator, every region, the charts, and sharing your results are free — and stay free. Pro is for people who use the app enough to want more of it.

✓
No ads Every screen, clean.
✓
Face ID lock & hidden amounts Lock the app — or just the screens that matter — and swap your figures for dots.
✓
Unlimited budgets, snapshots and folders Compare a lean month with next month, and keep your saved results organised.
✓
Themes, app icons and your own plans Every colour theme, every alternate icon, and plans you build from any calculators.
EPF projection chart on Pro
Provision app icon

Your financial picture,
finally clear

Free to download. No account required. Every calculator, from day one.

🍎 Download on the App Store

Free · iOS 18.6+ · Southeast Asia