Terms of Service

These Terms of Service (the “Terms”) govern your access to and use of every mobile application, watch app, widget, App Clip, extension, website, and related service (each, an “App”, and together the “Services”) published or operated by Zhi Yao Tan, also trading as DaddyCoding (“we”, “us”, or “our”).

These Terms apply to all of our Apps, current and future, whatever their name or subject matter, and to any successor, rebranded, or renamed version of an App. They apply whether an App is free or paid, and whether you obtain it from the App Store, TestFlight, or any other authorised channel. By downloading, installing, or using any App, you agree to be bound by these Terms. If you do not agree, do not use the App.

1. Scope and app-specific terms

Some Apps have features that require additional or different terms (for example a specific subscription, a community feature, or a third-party data source). Where an App presents supplemental terms inside the App or on its App Store page, those supplemental terms apply to that App in addition to these Terms; if they conflict, the supplemental terms control for that App only. A reference to “the App” in these Terms means whichever of our Apps you are using.

2. Eligibility

You must be at least 13 years old, or the age of digital consent in your jurisdiction (whichever is higher), to use an App. If you are a minor, you confirm that you have your parent or legal guardian’s permission to use the App, and that they accept these Terms on your behalf. You must also be legally permitted to use the App under the laws of your country.

3. License

Subject to your compliance with these Terms, we grant you a personal, limited, revocable, non-exclusive, non-transferable, non-sublicensable license to download, install, and use the App on Apple-branded devices that you own or control, solely for your personal, non-commercial use, as permitted by the Apple Media Services Terms and the Usage Rules in the App Store Terms of Service. We reserve all rights not expressly granted.

4. Acceptable use

You agree not to, and not to permit any third party to:

• Copy, modify, translate, distribute, sell, rent, lease, sublicense, or otherwise commercially exploit the App or any part of it, including its content, data sets, prompts, questions, artwork, or audio.
• Reverse engineer, decompile, disassemble, or attempt to extract the source code, models, keys, or underlying ideas of the App, except to the extent this restriction is prohibited by applicable law.
• Scrape, crawl, bulk-download, or systematically extract content from the App or its backend services, or use automated means to access them.
• Circumvent, disable, or interfere with paywalls, entitlement checks, usage limits, security features, or advertising.
• Use the App in any way that violates applicable laws or regulations, infringes the rights of others, or is fraudulent, deceptive, defamatory, harassing, or otherwise harmful.
• Attempt to interfere with, disrupt, overload, or gain unauthorised access to the App, our servers, or any related systems or networks.
• Use the App, or content obtained from it, to build, train, or improve a competing product, data set, or machine-learning model.
• Misrepresent your identity or your affiliation with us.

We may limit, throttle, or suspend access where we reasonably suspect abuse, fraud, or a threat to the stability or cost of our services.

5. Informational purpose — no professional advice

All content in our Apps is provided for general information, education, or entertainment only. It is not professional advice and must not be relied on as such.

Without limiting the above, and depending on which App you use:

• Financial, tax, loan, budgeting, and investment content (including calculators, projections, charts, and comparisons) is illustrative only. Results depend on the assumptions and figures you enter, may not reflect current rates, fees, taxes, or the terms any institution will actually offer you, and are not financial, tax, or investment advice. Consult a licensed adviser before making a financial decision.
• Legal, rights, procedural, and government-related content is a plain-language summary that may be incomplete or out of date, may not reflect the law as it applies to your situation, and is not legal advice and does not create a lawyer–client relationship. Consult a qualified lawyer or the relevant authority.
• Emergency, safety, and reporting features are convenience shortcuts only. They are not an emergency service and may fail, be delayed, or be unavailable. In an emergency, contact the official emergency number in your country directly. Never rely on an App to summon help.
• Health, wellbeing, relationship, and conversation content is for personal reflection and entertainment. It is not medical, psychological, psychiatric, or therapeutic advice, and is not a substitute for a qualified professional or for crisis support.
• Language-learning content (including translations, transliterations, tone guidance, audio, and pronunciation scoring) is a learning aid. It may contain errors and may not suit every dialect, register, or context. Do not rely on it for medical, legal, safety, or official communication.
• Religious and devotional content is provided for personal study and inspiration. We are an independent developer. Our Apps are not endorsed by, affiliated with, sponsored by, or officially connected to any church, denomination, religious organisation, or its affiliates, and nothing in an App is an official statement of any religious body. Quotations, talks, scripture, and similar material remain the property of their respective owners and are provided for personal, non-commercial reference; always defer to the official published source.
• Suggestions, recommendations, rankings, listings, and randomised results (including places, businesses, restaurants, or other third-party listings) are automated or chance-based, are not an endorsement or a warranty of quality, availability, price, safety, or suitability, and may be inaccurate or out of date. Verify with the business before you rely on it.

You are solely responsible for any decision you make or action you take based on an App, and for any resulting outcome.

6. User-generated content

Some Apps let you create, enter, import, or store content (for example custom decks, entries, notes, reflections, saved figures, templates, lists, or recordings) (“User Content”). You retain all rights you may have in your User Content.

You grant us a worldwide, non-exclusive, royalty-free license to host, store, transmit, back up, and display your User Content solely to operate and support the App for you. We do not use your User Content for advertising, and we do not publish it.

User Content remains private to your install unless you explicitly choose to share it (for example by exporting an image, sending it to another app, or using a shared or multi-device session). You are solely responsible for your User Content and for the consequences of sharing it.

You agree not to create, submit, or share User Content that:

• Is unlawful, defamatory, obscene, sexually explicit involving minors, hateful, harassing, threatening, or violent.
• Infringes any intellectual-property right, privacy right, or other right of any person or entity.
• Contains malware or attempts to interfere with the App’s normal operation.

We do not pre-screen User Content, but we may remove it at our sole discretion and without notice if we believe it violates these Terms or applicable law. For any App with user-to-user or publicly shared content, we provide an in-app way to report objectionable content and to block abusive users, and we commit to removing objectionable content and terminating the account that submitted it within 24 hours of a verified report.

To report objectionable content, abusive behaviour, or an intellectual property complaint, email kelvin.vins@gmail.com with enough detail for us to identify the content.

7. Feedback

If you send us ideas, suggestions, bug reports, or feature requests, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use them for any purpose without obligation, attribution, or compensation to you. Do not send us anything you consider confidential.

8. Subscriptions, in-app purchases, and free trials

Some Apps offer auto-renewable subscriptions, consumable purchases, or one-time unlocks. All payments are processed by Apple through the App Store; we never receive your payment card details. Prices and the content included in a plan may vary by App, region, and over time.

• Auto-renewal. Subscriptions automatically renew at the end of each billing period at the then-current price, unless cancelled at least 24 hours before the end of the current period.
• Billing. Your Apple ID is charged for the renewal within 24 hours prior to the end of the current period.
• Manage and cancel. You can review, manage, or cancel a subscription in iOS Settings → [your name] → Subscriptions. Deleting the App does not cancel an active subscription.
• Restore. If you reinstall an App or use another device signed in with the same Apple ID, tap “Restore Purchases” in that App’s settings to recover your entitlement. Entitlements are per App and are not transferable between our Apps or between Apple IDs.
• Refunds. All sales are final and are handled solely under Apple’s refund policy. We cannot issue refunds for App Store purchases. Requests must be submitted to Apple at reportaproblem.apple.com.
• Free trials & opt-in unlocks. Where a free trial or a limited-time unlock is offered, its duration, price after the trial, and any usage limits are disclosed inside the App before you accept. Unless you cancel at least 24 hours before the trial ends, it converts to a paid subscription. Trials are limited to one per Apple ID per App unless stated otherwise.
• Price changes. We may change prices or plan contents for future billing periods. Where required, Apple will notify you and seek your consent before a renewal at a higher price.

9. Advertising

Some Apps display advertisements, including optional rewarded video advertisements supplied by third-party ad networks. Where an App offers rewarded ads, you are not required to watch an advertisement to use the App’s core functionality; they are shown only when you opt in (for example, to unlock additional content for a limited time). We do not control the content of third-party advertisements and are not responsible for the products, services, or claims they promote.

10. Third-party services and content

Our Apps rely on third-party platforms and services (which may include Apple, Google Firebase, Google Maps and Places, Google AdMob, Adapty, and similar providers), and may display content, data, or links supplied by third parties. Your use of those services is subject to their own terms and privacy policies. We do not control and are not responsible for third-party services or content, their accuracy, or their availability, and a third-party outage or change may degrade or disable App features without notice.

11. Intellectual property

Each App, including its text, prompts, questions, curated data, designs, graphics, icons, audio, code, names, logos, and trademarks (excluding User Content and third-party material), is owned by Zhi Yao Tan or licensed to us, and is protected by copyright, trademark, and other intellectual property laws. Except for the limited license in Section 3, no rights are transferred to you. Third-party names and marks referenced in an App belong to their respective owners and are used for identification only; their use does not imply affiliation or endorsement.

12. Availability, updates, and discontinuation

We are an independent developer and provide the Apps on a best-effort basis. We may at any time, without liability to you: change, update, add, or remove features and content; impose or change usage limits; suspend the App or any backend service for maintenance; stop supporting older iOS versions or devices; or discontinue an App entirely, remove it from the App Store, or rename or rebrand it. Where we discontinue an App with an active paid subscription, we will stop future billing for that subscription; refunds for past periods remain subject to Apple’s policy. Backing up your own data is your responsibility, and we do not guarantee that data or content will be preserved or exportable.

13. Account & data deletion

Where an App stores data associated with your install, it offers an in-app option to delete that data and the associated server records (typically under Settings → Account → Delete account & data). Deletion is permanent and cannot be undone. See our Privacy Policy for details.

14. Termination

We may suspend or terminate your access to any App at any time, with or without notice, if we reasonably believe you have breached these Terms or used the App in a way that may harm us, other users, or any third party. You may stop using an App at any time by deleting it from your device. Termination does not entitle you to a refund. Sections that by their nature should survive termination (including Sections 5, 7, 11, 15, 16, 17 and 18) will survive.

15. Disclaimer of warranties

The Apps are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all warranties, express, implied, or statutory, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and any warranties arising from course of dealing or usage of trade. We do not warrant that any App will be uninterrupted, timely, secure, error-free, or free of harmful components, that defects will be corrected, that data will not be lost, or that any content, calculation, translation, listing, or result will be accurate, complete, current, or suitable for your purpose.

No advice or information, whether oral or written, obtained from us or through an App creates any warranty not expressly stated in these Terms.

16. Limitation of liability

To the maximum extent permitted by law, in no event will Zhi Yao Tan or his suppliers and licensors be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, or for any loss of profits, revenue, savings, business, data, goodwill, or other intangible losses, or for any personal injury, property damage, financial loss, legal consequence, missed deadline, failed communication, or reliance on any content, calculation, translation, listing, or emergency-related feature, arising out of or in connection with any App or these Terms, whether based on contract, tort (including negligence), strict liability, or any other legal theory, and even if advised of the possibility of such damages.

Our total aggregate liability for all claims arising out of or relating to the Apps or these Terms will not exceed the greater of (a) the total amount you actually paid us for the App giving rise to the claim during the twelve months preceding the claim, or (b) US$10.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain damages. In those jurisdictions, our liability is limited to the smallest extent permitted by law, and nothing in these Terms excludes liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation.

17. Indemnification

You agree to defend, indemnify, and hold harmless Zhi Yao Tan and his affiliates, licensors, and service providers from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your User Content, your use or misuse of any App, your reliance on App content, your violation of any law or third-party right, or your breach of these Terms.

18. Governing law and disputes

These Terms are governed by the laws of Malaysia, without regard to its conflict-of-laws principles. The courts of Malaysia will have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the Apps, except that either party may seek injunctive relief in any competent court to protect intellectual-property rights.

Before filing a claim, you agree to try to resolve the dispute informally by emailing us and allowing 30 days to respond. Claims must be brought in an individual capacity and not as a plaintiff or class member in any class or representative proceeding, to the extent permitted by law.

If you reside in a jurisdiction whose mandatory consumer-protection laws grant you additional rights or a different forum, those rights apply notwithstanding anything in these Terms.

19. Apple-specific terms

You acknowledge and agree:

• These Terms are concluded between you and Zhi Yao Tan only, and not with Apple Inc. (“Apple”).
• Zhi Yao Tan, not Apple, is solely responsible for each App and its content.
• Apple has no obligation to provide maintenance or support for any App.
• If an App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price of the App (if any) to you. To the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the App.
• Zhi Yao Tan, not Apple, is responsible for addressing any claims relating to an App, including product liability claims, claims that an App fails to conform to a legal or regulatory requirement, and claims arising under consumer protection or similar legislation.
• Zhi Yao Tan, not Apple, is responsible for addressing any third-party claims that an App or your possession and use of it infringe that third party’s intellectual property rights.
• You represent that you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
• Apple and its subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you.

20. General

• Severability. If any provision is held unenforceable, it will be modified to the minimum extent necessary and the remaining provisions will stay in full force.
• No waiver. Our failure to enforce any provision is not a waiver of it.
• Assignment. You may not assign these Terms. We may assign them in connection with a merger, acquisition, or sale of assets relating to an App.
• Force majeure. We are not liable for any failure or delay caused by events beyond our reasonable control, including outages of third-party platforms, network failures, or acts of government.
• Entire agreement. These Terms, together with any supplemental terms and our Privacy Policy, are the entire agreement between you and us regarding the Apps.
• Language. These Terms are drafted in English. Any translation is provided for convenience; the English version controls.

21. Changes to these Terms

We may revise these Terms from time to time. The most current version will always be posted at this URL with an updated “Last updated” date, and applies to all of our Apps. If a change is material, we will use reasonable efforts to notify you (for example, through an in-app message). Your continued use of an App after the revised Terms become effective constitutes acceptance of them.

22. Contact

Questions about these Terms? Email kelvin.vins@gmail.com.